"Ajen is an accountant who is down to earth and genuinely interested in their clients prospering."

"As a trusted advisor you guided our business back on course when the outlook was far from positive and we look forward to your continued assistance into the future"

"His attitude towards his work and my portfolio has been exemplary. He always finds time for me at short notice and is a benefit to all."

"Ajen always has a high standard of professional manner. He continued to give me good advice and is a reliable person, helpful in sorting out problems and finding solutions easily."

"Ajendra has made himself available sometimes even after normal business hours, to assist us with any questions we have, even when sometimes they may have seemed silly or simple, he has answered in full and easy to understand terminology, at no point has he ever made me feel silly for asking."

"He is always accessible to speak with and even calls me to ask if I need help with anything."

"Ajendra's willingness to dedicate "caring time" to his clients sets him apart from others."

"I am confident to refer friends and family to his team because I know they are in the most capable hands. Ajendra’s honest, caring and upbeat nature has been an absolute godsend and I am so thankful that our paths crossed"

"Ajendra’s speaks with you in a language that you can understand and comprehend easily which assists in equity and partnership with your tax agent."

"We find you have a personal approach to your accounting practice, which makes everyone feel like number 1. This is a rare and special trait, and leaves us knowing we are in good hands."

"He is very astute, and at the same time down to earth and really interested in his clients prospering. For people like us who are new to small business this is an absolute god sent."

"He shows a genuine interest and I never feel rushed. He has created a warm and friendly environement."

Contributing to Superannuation

Superannuation remains the best available form of an individual retirement savings plan, in spite of continuing government changes.

Superannuation retains its favored position mainly due to tax concessions allowed by the government as an encouragement to fund your own retirement.

Unfortunately, compulsory super has lulled many people into a false sense of security. They feel that their compulsory super will adequately cover their retirement needs. The trouble is that compulsory super has not arrived soon enough to fully help most people. For those who are say aged 30 or over, additional retirement savings will, in many cases, be required.

The self-employed who are not taking a wage have to fully provide their own super.

If you are intending to make a super contribution, some of the many questions arise:

• Am I contributing an adequate amount to fund my retirement?

• Are salary sacrifice contributions to super a good idea for me?

• Should I have my own self-administered super fund?

Answering this sort of question is very important, no matter your age. The sooner you start the better but, in almost every case, asking for some professional assistance does help.

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